Financial Planning

Financial planning is more than saving. It's living.

What do you want your life to look like? At Trinity Wealth Management, our holistic approach to financial planning is rooted in simple, timeless principles — and ongoing guidance. Under our watch, your financial plan will align your wealth with the things that matter most.

As you move through life, your financial priorities are likely to change. Having a flexible plan is key to staying ahead of all the unexpected events that are thrown your way. No matter what you encounter on your life journey, we’re here to adjust your plan to optimize your future.

There are three distinct stages of life, each with its own unique priorities and challenges. Financial planning is essential in each stage to prioritize the many demands on your financial resources and align your money with what is most important to you.

Here are the three financial life stages and their priorities:


  • Set financial goals and plan your spending
  • Focus on saving and avoid using debt
  • Invest for the long term


  • Set lifestyle goals and plan for retirement
  • Maximize savings and become debt-free
  • Invest for growth and manage risk


  • Set distribution goals and plan your estate
  • Consider lifetime gifting and wealth transfer
  • Invest for income and preservation

What To Expect

Our financial planning process is dynamic, interactive, and personal. We’ll take the time to get to know you, to understand where you are today and what kind of life you want for the future. Whether your focus is wealth accumulation, retirement planning, tax planning, or estate planning, our fiduciary advisors take a holistic and personalized approach to every client. We utilize a three-step process to create a plan that will help you dream, plan, and live the life you want.

Step 1 – The Discovery

The first thing we do is gather your data to do a full financial audit. We look at your assets and liabilities, as well as your goals and dreams. It is vital to get a complete overview of every area of your finances to create a cohesive plan that accomplishes your goals.

Step 2 – The Simulation

What makes Trinity Wealth Management unique? The answer is in our second step. Once we create your plan, we use a statistical tool called Monte Carlo simulation. This highly sophisticated mechanism runs 1,000 variations of your financial plan to project statistically probable outcomes. We stress-test different “what if” scenarios to position your plan for the best potential result. With a successful plan in place, your chances of being able to live the rest of your life without worrying about running out of money can be drastically increased.

Step 3 – The Roadmap

Based on our analysis, we will design a financial blueprint that is both built to last as well as evolve with the times. As your goals change, we adjust your plan to meet your new objectives and ambitions. No matter what your goals are, our mission is to give you peace of mind at every turn.

At Trinity Wealth Management, we regularly review your financial plan to keep it aligned with your current goals. We have powerful online tools and periodic strategy updates that keep you informed and help you track your progress. Our mission is for you to have financial peace of mind so that you are free to focus on what matters most in your life.